Ref 00
Business credit cards, face up
Small business
Business credit cards
- Ref 01Cash-back cards
- Ref 02Travel rewards
- Ref 03Intro-APR offers
- Ref 04Secured cards
- Ref 05Annual fees
The cards in the fan are the ground this site covers - what each kind of card is actually for, who it suits, and what holding one asks of a small business. The reasoning is on each page, with no score attached to it.
The card faces above are illustrations. Their numerals are masked and the trailing four digits are a position in the fan - not an account, not a rate, not a rating.
Where to begin
Begin with these pages
Guide
Business Cards, Personal Guarantees and What Reports Where (2026)
How do I build business credit without a personal guarantee?
Read the guide ExplainerWhat Makes a Business Credit Card Different From a Personal One?
How do I completely separate business credit from my personal credit?
Read the explainer ShortlistBest Business Credit Cards (2026)
What's the best first business credit card for a new business?
Read it How-toHow to Apply for a Business Card Without Hurting Your Credit (2026)
Does paying my business credit card early help my business credit?
Follow the steps ShortlistBest First Business Card for a New Business (2026)
What's the best first business credit card for a new business?
Read it Head to headChase Ink Business Unlimited vs Amex Blue Business Cash (2026)
What's the best first business credit card for a new business?
Read it The small print
Printed on the back
What the writing here is held to.
Rule A
Nothing here gets a score
No ratings, no stars, no tier boards. Where cards are put in an order, the order is argued in words you can read and disagree with.
Rule B
Rates and fees come from the issuer
APRs, fees and rewards change without notice. Where a page quotes one, it is taken from the issuer’s own page with the date it was read, and the issuer’s current terms are what count.
Rule C
Commission is disclosed, never sold
Some links here may earn a commission. It buys no position and changes no wording, and it is stated on every page it applies to.
Cards compared in words, with no score, in Best Business Credit Cards; dated fees from issuers’ own pages in Business Cards With No Annual Fee.
Everything here